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Happy New Year!

Happy New Year to you all! Jason, Avery and I spent a quiet evening at home on New Year's Eve. I am still not feeling 100%, and that night, I pretty much felt awful. So, I was in bed by 10:30 or so. It was nice, though. I don't think Jason and I have ever gone out for New Year's Eve since we've been together, so maybe when the kids get older, we can actually have a party or something.

Everyone keeps talking about "words" for the New Year. I guess you pick a word and that is your theme for the year. I don't usually do that, but I was reading another friend's blog about picking her word and one word came to my mind about our year. Focus. Jason and I have big plans for 2012. We finally feel like we are stable, we have good jobs and we have a home that we are getting a good deal on. We have some previous financial obligations that we need to pay, we have two cars we want to pay off, student loans to pay off, and a few things here and there. Our goal is to get all of these paid off at least by the end of 2013. But, as I read stories of people who paid off large amounts of debts (ours, with cars and student loans and past debts is pretty substantial but not as much as most I've read, since we have no credit card debt or mortgage) it takes alot of focus. Focus and discipline.

But as I continue to go forward in this life, as both of us continue, we realize how we do and don't want to live. Neither of us wants to be a slave to our debt. To get trapped in the materialism that might hamper us from being where we want to be. Jason and I want to feel free. We want to feel like we are not trapped and locked into a financial burden constantly. I feel like in life, God gives you chances and opportunities and it's up to you to take advantage of it. Right now, we are making good money without alot of bills. We have an opportunity to either fall into old financial habits and not make things better, or to actually try and make a dent in our future goals. We want to buy a house before it's time for Avery to go to school, which gives us about 3 years. This can be done. With a little focus and determination! Keep us in mind when you pray, that Jason and I can stay focused on our goals.

I leave you with a picture of my beautiful daughter!


Comments

*Ross and Katy* said…
Sounds like a great idea and a good goal! If I can be nosey-where did you find the articles about how people paid off large amounts of debt? We have my student loans and a car loan and I'd LOVE to get them paid off because I know we're going to have to replace hubby's car soon :(
Well, I found them in random places. If you google "paying off debt stories" you will come across TONS of stories and ideas to do it. We are going to have a good year this year and have decided to keep our expenses down (we are going to pretend we are still broker than broke) so we can get our stuff paid off.

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